I had a similar dilemma—was saving for a wedding while also putting money aside for retirement. I used MonitrexPRO to track both goals separately, with different risk levels and timelines. It let me set one portfolio for the short term (low-risk, easy withdrawal) and another for long-term growth. That structure made it easier to keep momentum without feeling guilty about spending on near-term plans. This platform made it clear how each goal was progressing side by side.